OUR PRIVACY POLICIES AND PRACTICE
INFORMATION WE COLLECT
- Categories Of Information Collected and Sources From Which We Collect It.
We collect nonpublic personal information about you from the following sources:
Information we receive from you on this website, on applications, in emails and other electronic messages between you and this website.
Information about your transactions with our agency, our affiliates, the insurance companies we represent, or others with whom we may contact.
Information we receive from a consumer-reporting agency (see 2 below)
- SPECIAL NOTICEREGARDING CONSUMER REPORTS
Any consumer-reporting agency that gathers information about you may share this information with others who are authorized to use consumer reports by the Fair Credit Reporting Act (FCRA) or by applicable state credit reporting acts. Our agency often obtains these reports from a consumer-reporting agency to assist us in:
Determining your eligibility for coverage
Determining the proper rate for your coverage
Evaluating and application for our products or service
Advising you about other policies and services offered by us
The consumer reports we receive from consumer reporting agencies (vendors) that are subject to the same credit and privacy requirements include motor vehicle reports (driving records), loss history, insurance scoring, or other information necessary to properly underwrite and issue insurance policies.
INFORMATION WE MAY DISCLOSE
Information to third parties that is necessary in order to offer our products or services to you or otherwise as we are required or permitted by law. We may also disclose personal information we collect to our subsidiaries, affiliates, and successor’s.
YOUR RIGHT TO ACCESS, AND CORRECTION OF, YOUR PERSONAL INFORMATION
You have the right to request access to the personal information that we record about you. You have the right to know the source of the information and the identity of the persons, institutions, or types of institutions to whom we have disclosed such information within two (2) years prior to your request. You have the right to view and copy such information in a person, or request that a copy of it be sent to you by mail. (WE MAY CHARGE YOU A REASONABLE FEE TO COVER OUR COSTS.)
HOW WE PROTECT INFORMATION: CONFIDENTIALITY AND SECURITY
- We restrict access to nonpublic personal information about you to those employees who need to know the information in order to offer products or services to you. We maintain physical, electronic, and procedural safeguards that comply with all applicable laws to guard your nonpublic personal information.
- We also use date protection software and hardware devices to protect our systems and the integrity of electronic data. We protect our computer network by using firewall technology to prevent unauthorized access.