If you are a homeowner then it is very likely that you will file property insurance claims at least a few times in your life. Whether it be a small claim like a broken window or you have experienced a burglary that has left your home devastated, property claims are inevitable. Before you dive in and file, here are some things that we think you should know about filing a property insurance claim:
- Deadlines Matter
You have a deadline to file a property insurance claim. This deadline depends on your insurance carrier, but as a general rule you will typically have about two weeks to file a claim. After the time is up, your claim will automatically be denied.
- You Have the Right
In your property insurance contract, you are entitled to certain rights. The specific rights that you are entitled to depend on your contract, but in general you will likely have the right to challenge denied claims, the right to access your policy contract at any moment, and the right to inquire about the status of claims during the claims process.
- Home Maintenance
Poor home maintenance may cause your property insurance claim to be automatically denied. A routine inspection may indicate that your home is poorly maintained, which can lead to a carrier’s decision to deny future claims.
At Brownlee Agency Insurance Solutions, we are proud to provide affordable property insurance in Moultrie, GA, Valdosta, Albany, GA, Sylvester, GA, Tifton, and the surrounding areas. With over two centuries of combined experience in insurance, our team has the knowledge, tools, and resources needed to help you find the right property insurance coverage for your needs. Whether you are purchasing property insurance for the first time, or you are in the market for a new carrier, we meet your needs and exceed your expectations, offering you a range of policies to choose from in the nation’s top insurance carriers.
Founded in 1974, our reputation for unparalleled service proceeds us, which is why we are the number one choice for property insurance in Moultrie, GA, Valdosta, Albany, GA, Sylvester, GA, Tifton, and the surrounding areas. Contact us today to get a quote on property insurance!