No business insurance policy is complete without business interruption insurance. Business interruption insurance is just as it sounds, it provides coverage for your business in the event that operations are brought to halt, or interrupted.
Certain events that may cause your business to stop operating are natural disasters, fires, or even civil unrest. But you may be wondering, what exactly does my business interruption insurance cover? Keep reading to find out.
What Does Business Interruption Insurance Cover?
If your business has been interrupted by a natural disaster or event that brings productivity to a halt, your business interruption insurance will likely provide coverage for:
- Temporary relocation
- Additional expenses
- Employee wages
- Fixed expenses incurred
- Lost profits
- Commissions and training expenses
- Monthly loan payments
- Forced closures
What Doesn’t Business Interruption Insurance Cover?
When you purchase a business insurance policy, it is important to understand what will not be covered under your business interruption insurance. Some of the common things that are typically not included in business interruption coverage are:
- Earthquake damages
- Pandemics, illness, and communicable diseases
- Broken items
- Flood damages
At Brownlee Agency Insurance Solutions, we are proud to offer comprehensive business insurance in Sylvester, GA, Moultrie, GA, Tifton, Albany, GA, Valdosta, and the surrounding areas. Understanding that insurance protection is key to owning and operating a successful business, we work with you and your budget to help you find the right business insurance coverage to keep your businesses and reputation protected. Representing over 25 different insurance carriers, we have a vast selection of business insurance options for you to choose from.
In addition to our wide selection of insurance solutions, we offer our clients the unparalleled customer service they deserve. When you choose us for business insurance, you are getting access to a team of passionate and caring professionals who put your needs first. Get in touch with us today to get a quote!